Do you have laminate flooring in your home? If so, you might wonder how much insurance will pay for that flooring if your home suffers damage.
This is a pretty complicated question with a lot to learn and know. Each situation will be unique, and how much your insurance will pay out will depend on myriad factors.
I will cover those factors and help you learn about insurance payouts for laminate flooring.
Table of Contents
What is Covered
Before we get into anything else, it is crucial to define coverage and they do not cover in typical home insurance regarding flooring.
Water Damage
The first thing that home insurance commonly covers is water damage. Flooding can cause water damage, leaking pipes, and appliances, or a heavy rainstorm.
If the above has damaged your laminate flooring because of any water event, your insurance may pay for the damages.
However, there